Simple Start Homes Offers Unique Solutions for Home Buyers

Unlock Homeownership!

Are you looking for a simpler home-buying solution?

No banks. No credit or Bad Credit? That's OK. ITIN Friendly. Perfect for Self Employed or 1099's.

Watch the video below to better understand how we can help you in your journey to home ownership.

We offer creative solutions that make purchasing homes easier for home buyers.

Learn more about our rent-to-own and owner financing options under the "How It Works" section.

The Simple Start Homes Process

To better understand how we can help you...

Simple Start Homes mission is to make homeownership more accessible to more people.

How we do this is by offering two programs; rent-to-own and owner financing. These two programs are available for the homes we have available on our website. We add more homes weekly, so we can help you find the right home that fits your needs.

After you fill out the form above, you will be prompted to book a call so one of our dedicated team members can assist you further.

After finding a home that fits your needs, our team will work diligently to get you into your new home seamlessly. Your support specialist will notify all of our necessary team members associated in doing so.

Our transactional coordinator will then step in and act as a liaison between Simple Start Homes, yourself, and the title company. They ensure the transaction runs smoothly and that all necessary paperwork is filed and done correctly.

Through the title company, after all necessary paperwork is completed and the down payment or option fee is paid, (and initial rent payment for rent-to-own) you will be able to move into your new home on the set date (defined in closing docs.

If you want to learn more and are interested in having our team assist you through this process, please fill out the form.

Get Pre-Qualified

Qualification Process

Let us explain the simple steps to getting qualified.

Pre-Qualification

The first step in the qualification process is getting pre-qualified through our team. This allows us to better understand your circumstances and ensure approval through the RMLO underwriter. You will submit the pre-qualification application through this link

or by clicking the button below. Allow our team 1-2 business days to review your application and we will be in touch to go over the next steps.

RMLO Qualification

After approval from the pre-qualification stage, you will move on to the RMLO qualification stage. RMLO qualification will occur after you find a home with us. We will conduct the qualification process through our RMLO underwriter. They will gather any necessary information and paperwork. From there, once you're approved, we will move onto the next stage in the process.

Final Approval & Next Steps

After approval from the underwriter, we will begin the paperwork with our transaction coordinator. From there, we will open escrow through the 3rd party title company and set a closing date. As long as all of the necessary paperwork is complete and the down payment or option fee is paid to the title company we will close on the set closing day and you will get to move in.

Our Programs

Making homeownership more accessible to more people.

Rent-to-Own

$10,000 option fee (on average)

Simple and easy process
Lower entry fee than owner or traditional financing
Flexible option period (time to secure traditional financing)
Fixed purchase price (meaning you keep the appreciation during the option period)
No credit and bad credit OK.
ITIN friendly
Perfect for business owners, self employed individuals, and 1099's.

Owner Financing

10%-12% down payment (on average)

No banks - simpler process
Affordable down payment compared to most owner financing programs
Flexible term length (average of 30 years)
No credit, bad credit OK.
ITIN friendly
Perfect for business owners, self employed individuals, and 1099's.
Gain ownership right away.

Get Pre-Qualified

We Truly Care About the People We Work With

Here is a testimonial from a past home buyer who worked with us recently.

We Offer Easy & Quick Solutions When Buying Your Next Home

Simple Start Homes has an array of rent-to-own and owner financed homes to choose from.

We're ready to help you find your next home today!

No needs to seek traditional financing solutions.

We understand that purchasing a home is the biggest investment you'll make. That is why we offer more simple buying solutions that empower individuals to become homeowners. No need to worry about going through the process of qualifying for a home with a bank.

Quick and simple solutions for purchasing your new home.

When purchasing a home through Simple Start Homes, you will experience a straight-forward and simpler home-buying process. We work with your timeline and qualifications to find your next home. Purchasing a home is daunting, but Simple Start Homes makes the process much easier.

We work with your budget. We make finding a home easy.

At Simple Start Homes, as a part of our seamless qualification process, we work with your budget to help you find your home. We will work with you to find a home that fits your needs as far as a down payment and monthly payments, size, and area(s).

See Available Homes